This advanced-level course is tailored for housing counselors with at least one year of experience in foreclosure intervention and default counseling. Through a comprehensive and in-depth curriculum, learners will explore key aspects of the mortgage default and foreclosure process, including advanced loss mitigation strategies for both prime and subprime loans. The course emphasizes practical application, featuring interactive exercises and case studies that refine counselors' negotiation skills with servicers and enhance their ability to develop effective, client-centered solutions. Counselors will learn to guide homeowners in creating realistic plans to avoid foreclosure, reinstate their mortgage loans, or transition out of their homes responsibly. This rigorous training equips learners with the expertise needed to address complex client scenarios with confidence and professionalism.
